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Tip #1:
Find a good realtor
-
ask for market information for the
area you are buying into, make notes on each highlite sheet & keep them
in a file... when a price is reduced you will have it handy to refer to.
- We make sure that you become an expert in your price range and area of
homes prior to you buying a property.
You will be informed to make decisions based on todays market conditions
Choose a realtor that knows the area well.
Kathleen grew up here and our
volume of sales in the past few years
has been very high due to alot of happy homeowners that purchased
through us.
Tip #2:
Financing...get pre-approved even if you already have a mortgage
- Could save $100 per month by
locking in the right interest rate and terms
- Call us for our
approved list of mortgage brokers that will meet with you at your
convenience
. . It is recommended that you visit
or call a lending institution to reserve an interest rate, and, request
for a pre-approved mortgage amount. Ask your lending institution
on how much of a down payment they require, payout terms, and policies
on the event of transferring a mortgage to another property.
Tip #3: Spend time in
the property...
. Call us for no-obligation shopping.
While shopping for a home, take time out to sit on the couch,
at the kitchen table and backyard for a few minutes prior to writing an offer.
What are your favourite areas in the space you are in today-where
do you spend the most time in?
Tip #4: What will the
home cost you in 2 years?
. When considering to purchase a
home/property, make a list of things to change, improve or fix.
Compare this to other homes for sale in the neighbourhood. For example, a foreclosure may look attractive
in price to you, but, what will the cost of fixing it up be to you when
comparing other homes on the market.
Tip #5: Purchase with
a plan. . .what will your
lifestyle be in 3 - 4 years?
. Purchase real estate with 2 or 3
years in mind, what is your personal lifestyle goal in the next few
years. Do you want to live near a park, will you require no
stairs, are you thinking of a pet, or enlarging your household?
Think ahead.
Tip
#6: Narrow down the top three homes. . .
The few things that mean the most to you - we want to know about them.
Name five things that you would appreciate in a new home, they may not
line up with what your spouse, partner, or children- that's okay.
New area of concern: gas...which property is going
to cost you more on a weekly basis in gas?
Tip #7
. Buy a home that has more attractive
homes on the street. It will bring up your value.
Location, location, location....Good area, if you
improved the home/property, you want the surrounding area/neighbourhood
to be better that your home to maintain the value/equity. Try not
to buy the most expensive home in the 2 mile radius.
Tip #8
Inspect the property.
. We always recommend a
professional building inspection, site survey, well test, septic test
and chimney test if applicable, even if you have a friend in the
construction trade. There is a list of providers below.
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List of
Providers for Information below. |
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Tips on Buying Properties
Dream Home Search
in the Comox Valley