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Tips for Buying a  property                                                                                                                            
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  Tip #1

. .   It is recommended that you visit or call a lending institution to reserve an interest rate, and, request for a pre-approved mortgage amount.  Ask your lending institution on how much of a down payment they require, payout terms, and policies on the event of transferring a mortgage to another property.  In B.C. there is a 1% property transfer tax, unless you are a first time home buyer.  See below for phone numbers of two financial institutions.

  Tip #2

  .  Contact us to purchase a property in our area.  Choose a realtor that knows the area well. Kathleen grew up here and our volume of sales in the past few years has been very high due to a lot of happy homeowners that purchased through us. We know homes that have been for sale in years prior, and prime real estate locations ideal for resale.  Deal with realtors that know the real estate market in their area, it is the biggest investment in your household.

  Tip #3

  .  Call us for no-obligation shopping.   While shopping for a home, take time out to sit on the couch, at the kitchen table and backyard for a few minutes prior to writing an offer.

  Tip #4

  .  When considering to purchase a home, make a list of things to change, improve or fix.   Compare this to other homes for sale in the neighbourhood.  The price of the same home in two years should be considered before you purchase the home.  For example, a foreclosure may look attractive in price to you, but, what will the cost of fixing it up be to you when comparing other homes on the market. 

  Tip #5

  .  Purchase real estate with 2 or 3 years in mind, what is your personal lifestyle goal in the next few years.  Do you want to live near a park, will you require no stairs, are you thinking of a pet, or enlarging your household?  Think ahead.

  Tip #6

  .  The few things that mean the most to you - we want to know about them. Name five things that you would appreciate in a new home, they may not line up with what your spouse, partner, or children say but that's okay.  Hobbies or sports may be a part of what home you purchase.

  Tip #7

  .  Buy a home that has more attractive homes on the street.  It will bring up your value. A home that is the most expensive on the street can be difficult to assess the value years later. 

  Tip #8

  .  We always recommend a professional building inspection, site survey, well test, septic test and chimney test if applicable  even if you have a friend in the construction trade.  There is a list of providers below.

  Tip #9

   .  Enjoy your new home.  Home is where your heart is.

   List of Providers for Information below.
 
Building Inspection Island Building Inspections Calvin       250 339-5399, 1-800-667-0150 Amerispec
Rick 250 339-6977,
1-877-339-6966
Septic Inspection Roto Rooter -Glen 250 338-9192 Able and Ready -  250 338-8822
Well Test North Island Laboratories 338-7786 Puntledge Plumbing -250 338-9218
Site Survey Hoerburger --897-3300 Dick Spalton 250 339-3188
Mortgage Brokers CIBC - Maureen 250 897-6208

Comox Valley Credit Union Cathy Pearse 250 703-4162

Lawyers Tom Finklestein -250 897-1000 Holland and Cameron -250 339-7977
Notaries Kate Greening -250 338-1445 Bruce Rutherford -250 339-5600
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                                                                             This list was prepared for your convenience, 
                                        you can check the yellow pages for other companies available to you.  

       

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Lyle & Kathleen Larson

One of the Comox Valley's top producing realtors.  

Call us if you require any additional information.
Royal LePage in the Comox Valley


 Lyle Larson  250-338-3746 Direct line  or call  Kathleen Larson  250 -339-7421   Direct Line

Toll Free direct number:   1-866-339-7421

  Email - larson@comoxvalleyhomes.com